Even if you do not have a good credit rating, it may still be necessary to need another loan to make the necessary purchases or to make ends meet. Unfortunately, it is not easy to feed a family with Hartz VI at the present time.
But especially if you are unemployed and maybe even get Hartz IV, it is not easy or usually even impossible to get a loan from a bank or a credit institution. But there are possibilities, even if you need the money immediately.
Get a loan from abroad
On the other hand, you can apply for a loan with an immediate approval without Credit Bureau at one of the many Swiss banks. This is a good solution if the loan amount should not be so high from the outset, because Swiss banks immediately pay out between $ 3,000 and $ 5,000 to the borrower, even without asking about the Credit Bureau entries. Because the Credit Bureau institution is a German institution that does not work abroad. Therefore, it is always the best solution to apply for a loan with an immediate commitment without Credit Bureau to the Swiss banks for a relatively small loan amount.
Apply for a loan privately
If you need a larger loan amount quickly and easily, you can also register on one of the private credit platforms on the Internet. Here you register with the desired loan amount and the interest to be paid on it as a borrower. Lenders can then decide how much of a deposit will be paid to the borrower. Since many lenders are registered here, the borrower receives many small amounts from different people.
This ensures that if the borrower does not repay the amount for whatever reason, the lender will not suffer any major damage. But these loans can also be seen as a loan with an immediate commitment without Credit Bureau, because Credit Bureau information about the registered borrowers is not requested here. The desired amount can also be obtained quickly and easily in this way.